Dividend & DRIP Calculator
Inputs and assumptions
Income and compounding
Income target
Projected dividend path
Year 1 applies one year of the entered dividend-growth and share-price-growth assumptions. DRIP purchases occur at the modeled year-end price after that year's dividends are generated.
| Year | Price | Dividend/share | Dividends | Ending shares | Income run-rate | Portfolio value |
|---|---|---|---|---|---|---|
| 1 | $104.00 | $4.20 | $420.00 | 104.04 | $436.96 | $10,820.00 |
| 2 | $108.16 | $4.41 | $458.81 | 108.28 | $477.52 | $11,711.61 |
| 3 | $112.49 | $4.63 | $501.39 | 112.74 | $522.03 | $12,681.47 |
| 4 | $116.99 | $4.86 | $548.13 | 117.42 | $570.91 | $13,736.86 |
| 5 | $121.67 | $5.11 | $599.46 | 122.35 | $624.61 | $14,885.79 |
| 6 | $126.53 | $5.36 | $655.84 | 127.53 | $683.63 | $16,137.07 |
| 7 | $131.59 | $5.63 | $717.81 | 132.99 | $748.51 | $17,500.36 |
| 8 | $136.86 | $5.91 | $785.94 | 138.73 | $819.88 | $18,986.32 |
| 9 | $142.33 | $6.21 | $860.87 | 144.78 | $898.40 | $20,606.64 |
| 10 | $148.02 | $6.52 | $943.32 | 151.15 | $984.84 | $22,374.23 |
| 11 | $153.95 | $6.84 | $1,034.09 | 157.87 | $1,080.04 | $24,303.28 |
| 12 | $160.10 | $7.18 | $1,134.04 | 164.95 | $1,184.93 | $26,409.46 |
| 13 | $166.51 | $7.54 | $1,244.17 | 172.42 | $1,300.53 | $28,710.01 |
| 14 | $173.17 | $7.92 | $1,365.56 | 180.31 | $1,428.01 | $31,223.96 |
| 15 | $180.09 | $8.32 | $1,499.41 | 188.64 | $1,568.65 | $33,972.33 |
| 16 | $187.30 | $8.73 | $1,647.08 | 197.43 | $1,723.86 | $36,978.31 |
| 17 | $194.79 | $9.17 | $1,810.05 | 206.72 | $1,895.25 | $40,267.49 |
| 18 | $202.58 | $9.63 | $1,990.01 | 216.55 | $2,084.57 | $43,868.20 |
| 19 | $210.68 | $10.11 | $2,188.80 | 226.93 | $2,293.81 | $47,811.73 |
| 20 | $219.11 | $10.61 | $2,408.50 | 237.93 | $2,525.16 | $52,132.70 |
Dividend-growth sensitivity
Each cell shows ending annual dividend income with DRIP enabled while varying dividend growth and share-price growth around your assumptions.
| Dividend growth \ Price growth | 2% | 4% | 6% |
|---|---|---|---|
| 3% | $1,721.84 | $1,471.08 | $1,304.43 |
| 5% | $3,093.84 | $2,525.16 | $2,163.94 |
| 7% | $5,823.45 | $4,482.94 | $3,676.75 |
Dividend income and yield
Current modeled annual income equals shares owned multiplied by the entered annual dividend per share. Current modeled yield equals annual dividend per share divided by the entered share price.
DRIP compounding
With reinvestment enabled, each year's modeled cash dividend buys additional shares at that year's modeled ending price. Those additional shares participate in later dividend payments.
Yield on cost
Yield on original cost uses the future modeled dividend per share divided by the original entered share price. It is a historical-cost lens, not the stock's future market yield.
Source limits
The current stock platform supports company-level cash dividends paid but does not yet expose a universal reviewed declared-dividend-per-share history. This release therefore keeps per-share dividend history and future growth as explicit assumptions instead of fabricating a history from aggregate cash flows.
Dividend payments, dividend growth, share prices, taxes, reinvestment timing, and company capital-allocation policy can all differ materially from these assumptions. The calculator is a research/planning tool rather than a forecast or investment recommendation.