Chime Financial, Inc.
Company snapshot
A consistent view of the latest supported company value and reported operating results.
Fundamental lens
Four transparent questions from retained financial evidence. Each result stands on its own; Grizzly Bulls does not combine them into a score, ranking, or recommendation.
Trailing-twelve-month net income is negative. As of 2026-06-30.
Trailing-twelve-month operating cash flow less capital expenditures is positive. As of 2026-06-30.
Reported current assets exceed reported current liabilities on the latest comparable retained balance sheet. As of 2026-06-30.
Comparable retained change history is not available through this reader.
How this lens works
Profitability uses only the sign of retained trailing-twelve-month net income. Cash generation uses only the sign of retained trailing-twelve-month free cash flow, defined as operating cash flow less capital expenditures.
Liquidity compares current assets with current liabilities only when both are retained for the same reporting date. It does not infer liquidity from differently dated balance sheets.
Recent operating direction uses the latest supported material financial event when comparable history exists. The existing change methodology requires at least a 10% absolute change or a sign/zero transition and compares quarterly results only with the same fiscal quarter year over year.
Market summary
Completed-session reference prices from IEX for Oct 16, 2026.
Price statistics
IEX historical data reflects IEX activity only and is presented as a source-scoped reference point, not as consolidated U.S. market history. Prices are unadjusted. Price returns exclude dividends and are not total returns. Historical statistics appear only when the retained source-session chain is complete and no split-like share-basis discontinuity is detected for that calculation window.
Data provided for free by IEX. By accessing or using IEX Historical Data, you agree to the IEX Historical Data Terms of Use.
Price history
Recent completed-session closing-price history for this listing. The chart shows raw, unadjusted single-exchange reference observations rather than a consolidated U.S. market close.
Derived reference metrics are omitted for this listing because the required history-quality checks did not clear for the full retained window.
About this market data
IEX historical data reflects IEX activity only and is presented as a source-scoped reference point, not as consolidated U.S. market history.
Data provided for free by IEX. By accessing or using IEX Historical Data, you agree to the IEX Historical Data Terms of Use.
The raw chart can show a discontinuity around a stock split because it is intentionally unadjusted. The screened metrics use only explicitly registered positive split events and do not assert complete split history.
Listing & sources
Ticker: CHYM · Exchange: Nasdaq · Class A common stock, $0.0001 par value per share
SEC issuer CIK: 0001795586
Listing source refreshed: 2026-09-13
Financials
SEC-reported financial statement history with filing dates preserved. Annual view retains up to four fiscal years; quarterly view retains up to five fiscal quarters. Missing cells mean a supported fact is unknown and are not treated as zero.
Income statement
| Metric | TTM · 2026-06-30 | FY 2025 · 2025-12-31 | FY 2025 · 2024-12-31 | FY 2025 · 2023-12-31 |
|---|---|---|---|---|
| Revenue | $2.46B Filed 2026-08-06 | $2.19B Filed 2026-03-06 | $1.67B Filed 2026-03-06 | $1.28B Filed 2026-03-06 |
| Cost of revenue | $277.48M Filed 2026-08-06 | $263.05M Filed 2026-03-06 | $207.51M Filed 2026-03-06 | $219.74M Filed 2026-03-06 |
| Gross profit | $2.18B Filed 2026-08-06 | $1.92B Filed 2026-03-06 | $1.47B Filed 2026-03-06 | $1.06B Filed 2026-03-06 |
| Operating expenses | $2.23B Filed 2026-08-06 | $2.96B Filed 2026-03-06 | $1.53B Filed 2026-03-06 | $1.29B Filed 2026-03-06 |
| Operating income | -$50.99M Filed 2026-08-06 | -$1.04B Filed 2026-03-06 | -$62.2M Filed 2026-03-06 | -$235.79M Filed 2026-03-06 |
| Pretax income | -$17.2M Filed 2026-08-06 | -$1.01B Filed 2026-03-06 | -$22.73M Filed 2026-03-06 | -$202.97M Filed 2026-03-06 |
| Income tax expense | $994,000 Filed 2026-08-06 | $831,000 Filed 2026-03-06 | $2.61M Filed 2026-03-06 | $234,000 Filed 2026-03-06 |
| Net income | -$18.19M Filed 2026-08-06 | -$1.01B Filed 2026-03-06 | -$25.34M Filed 2026-03-06 | -$203.2M Filed 2026-03-06 |
| Diluted EPS | Unavailable | -$4.27 Filed 2026-03-06 | -$0.39 Filed 2026-03-06 | -$3.22 Filed 2026-03-06 |
| Diluted shares | Unavailable | 236.27M Filed 2026-03-06 | 64.91M Filed 2026-03-06 | 63.1M Filed 2026-03-06 |
Balance sheet
| Metric | FY 2025 · 2025-12-31 | FY 2025 · 2024-12-31 | FY 2025 · 2023-12-31 |
|---|---|---|---|
| Cash | $466.25M Filed 2026-03-06 | $337.7M Filed 2026-03-06 | $239.75M Filed 2026-03-06 |
| Current assets | $1.76B Filed 2026-03-06 | $1.29B Filed 2026-03-06 | Unknown |
| Current liabilities | $387.92M Filed 2026-03-06 | $374.82M Filed 2026-03-06 | Unknown |
| Total assets | $1.96B Filed 2026-03-06 | $1.46B Filed 2026-03-06 | Unknown |
| Total liabilities | $562.9M Filed 2026-03-06 | $501.52M Filed 2026-03-06 | Unknown |
| Stockholders’ equity | $1.4B Filed 2026-03-06 | -$1.93B Filed 2026-03-06 | -$1.95B Filed 2026-03-06 |
Cash flow
| Metric | TTM · 2026-06-30 | FY 2025 · 2025-12-31 | FY 2025 · 2024-12-31 | FY 2025 · 2023-12-31 |
|---|---|---|---|---|
| Operating cash flow | $344.99M Filed 2026-08-06 | $52.78M Filed 2026-03-06 | $64.14M Filed 2026-03-06 | -$156.59M Filed 2026-03-06 |
| Depreciation & amortization | $30.55M Filed 2026-08-06 | $30M Filed 2026-03-06 | $25.37M Filed 2026-03-06 | $12.94M Filed 2026-03-06 |
| Capital expenditures | $32.82M Filed 2026-08-06 | $19.89M Filed 2026-03-06 | $4.81M Filed 2026-03-06 | $10.5M Filed 2026-03-06 |
| Stock repurchases | $299.61M Filed 2026-08-06 | $77.54M Filed 2026-03-06 | $950,000 Filed 2026-03-06 | $61,000 Filed 2026-03-06 |
Calculated from the latest TTM financials
Source: SEC filings. Financial facts retain filing dates and are shown only when the retained source and period alignment support them.
Valuation
A supported valuation measure is not available from the current retained price, share-count, and financial inputs.
Statistics
Reproducible trailing, quarterly, and annual statistics from retained SEC financials. Growth and return measures appear only when the required reporting periods align; missing denominators are omitted rather than estimated.
Trailing, quarterly, and annual profitability, return, and growth measures derived from retained SEC financials.
Latest annual liquidity measures using same-period reported current assets and current liabilities.
Trailing cash generation plus latest annual dividends and share repurchases where reported.
Historical financial statistics are descriptive accounting measures, not rankings or investment recommendations.
SEC insider holdings snapshot
Current value of the supported direct positions Grizzly Bulls can trace through SEC ownership filings and value for this company. Coverage may be incomplete, so this is not total insider ownership.
Covered reporting owners
SEC-reported relationship information for the owners represented in this snapshot. When available, the share counts and current values below refer only to the supported positions included in the company total. They are not estimates of total personal wealth.