UNITY BANCORP INC /NJ/
Company snapshot
A consistent view of the latest supported company value and reported operating results.
Fundamental lens
Four transparent questions from retained financial evidence. Each result stands on its own; Grizzly Bulls does not combine them into a score, ranking, or recommendation.
Trailing-twelve-month net income is positive. As of 2026-06-30.
Trailing-twelve-month operating cash flow less capital expenditures is positive. As of 2026-06-30.
Comparable current assets and current liabilities are not available for the same retained reporting date.
Comparable retained change history is not available through this reader.
How this lens works
Profitability uses only the sign of retained trailing-twelve-month net income. Cash generation uses only the sign of retained trailing-twelve-month free cash flow, defined as operating cash flow less capital expenditures.
Liquidity compares current assets with current liabilities only when both are retained for the same reporting date. It does not infer liquidity from differently dated balance sheets.
Recent operating direction uses the latest supported material financial event when comparable history exists. The existing change methodology requires at least a 10% absolute change or a sign/zero transition and compares quarterly results only with the same fiscal quarter year over year.
Market summary
Completed-session reference prices from IEX for Oct 16, 2026.
IEX historical data reflects IEX activity only and is presented as a source-scoped reference point, not as consolidated U.S. market history. Prices are unadjusted. Price returns exclude dividends and are not total returns. Historical statistics appear only when the retained source-session chain is complete and no split-like share-basis discontinuity is detected for that calculation window.
Data provided for free by IEX. By accessing or using IEX Historical Data, you agree to the IEX Historical Data Terms of Use.
Price history
Recent completed-session closing-price history for this listing. The chart shows raw, unadjusted single-exchange reference observations rather than a consolidated U.S. market close.
Derived reference metrics are omitted for this listing because the required history-quality checks did not clear for the full retained window.
About this market data
IEX historical data reflects IEX activity only and is presented as a source-scoped reference point, not as consolidated U.S. market history.
Data provided for free by IEX. By accessing or using IEX Historical Data, you agree to the IEX Historical Data Terms of Use.
The raw chart can show a discontinuity around a stock split because it is intentionally unadjusted. The screened metrics use only explicitly registered positive split events and do not assert complete split history.
Listing & sources
Ticker: UNTY · Exchange: Nasdaq · Common stock
SEC issuer CIK: 0000920427
Listing source refreshed: 2026-09-13
Financials
SEC-reported financial statement history with filing dates preserved. Annual view retains up to four fiscal years; quarterly view retains up to five fiscal quarters. Missing cells mean a supported fact is unknown and are not treated as zero.
Income statement
| Metric | TTM · 2026-06-30 | FY 2025 · 2025-12-31 | FY 2025 · 2024-12-31 | 2023-12-31 | FY 2023 · 2022-12-31 |
|---|---|---|---|---|---|
| Pretax income | $75.69M Filed 2026-08-06 | $75.51M Filed 2026-03-04 | $54.39M Filed 2026-03-04 | $53M Filed 2025-03-07 | $51.42M Filed 2024-03-07 |
| Income tax expense | $17.08M Filed 2026-08-06 | $17.56M Filed 2026-03-04 | $12.94M Filed 2026-03-04 | $13.29M Filed 2025-03-07 | $12.96M Filed 2024-03-07 |
| Net income | $58.62M Filed 2026-08-06 | $57.95M Filed 2026-03-04 | $41.45M Filed 2026-03-04 | $39.71M Filed 2025-03-07 | $38.46M Filed 2024-03-07 |
| Diluted EPS | Unavailable | $5.67 Filed 2026-03-04 | $4.06 Filed 2026-03-04 | $3.84 Filed 2025-03-07 | $3.59 Filed 2024-03-07 |
| Diluted shares | Unavailable | 10.22M Filed 2026-03-04 | 10.2M Filed 2026-03-04 | 10.34M Filed 2025-03-07 | 10.71M Filed 2024-03-07 |
Balance sheet
| Metric | FY 2025 · 2025-12-31 | FY 2025 · 2024-12-31 | 2023-12-31 | FY 2023 · 2022-12-31 |
|---|---|---|---|---|
| Total assets | $2.97B Filed 2026-03-04 | $2.65B Filed 2026-03-04 | $2.58B Filed 2025-03-07 | $2.44B Filed 2024-03-07 |
| Total liabilities | $2.62B Filed 2026-03-04 | $2.36B Filed 2026-03-04 | $2.32B Filed 2025-03-07 | $2.21B Filed 2024-03-07 |
| Stockholders’ equity | $345.63M Filed 2026-03-04 | $295.58M Filed 2026-03-04 | $261.43M Filed 2025-03-07 | $239.23M Filed 2024-03-07 |
Cash flow
| Metric | TTM · 2026-06-30 | FY 2025 · 2025-12-31 | FY 2025 · 2024-12-31 | 2023-12-31 | FY 2023 · 2022-12-31 |
|---|---|---|---|---|---|
| Operating cash flow | $28.55M Filed 2026-08-06 | $44.91M Filed 2026-03-04 | $47.99M Filed 2026-03-04 | $46.91M Filed 2025-03-07 | $42.67M Filed 2024-03-07 |
| Capital expenditures | $617,000 Filed 2026-08-06 | $564,000 Filed 2026-03-04 | $693,000 Filed 2026-03-04 | $955,000 Filed 2025-03-07 | $1.48M Filed 2024-03-07 |
| Long-term debt issued | Unknown | Unknown | Unknown | $39.44M Filed 2024-03-07 | Unknown |
| Dividends paid | $6.02M Filed 2026-08-06 | $5.61M Filed 2026-03-04 | $5.02M Filed 2026-03-04 | $4.72M Filed 2025-03-07 | $4.37M Filed 2024-03-07 |
| Stock repurchases | $3.43M Filed 2026-08-06 | $5.04M Filed 2026-03-04 | $6.21M Filed 2026-03-04 | $15.69M Filed 2025-03-07 | $42,000 Filed 2024-03-07 |
Calculated from the latest TTM financials
Source: SEC filings. Financial facts retain filing dates and are shown only when the retained source and period alignment support them.
Valuation
Reference valuation uses the latest retained completed-session IEX close and the latest supported SEC-reported share count for a simple single ordinary-share structure.
Open this stock in the Valuation Lab →
Shares outstanding: 10.04M · reported as of 2026-07-31 · filed 2026-08-06
The price is a source-scoped IEX reference close, not a consolidated U.S. market close. P/E and enterprise-value multiples are omitted unless compatible common-equity earnings and complete financing scope are established rather than inferred from adjacent statement fields.
Statistics
Reproducible trailing, quarterly, and annual statistics from retained SEC financials. Growth and return measures appear only when the required reporting periods align; missing denominators are omitted rather than estimated.
Trailing, quarterly, and annual profitability, return, and growth measures derived from retained SEC financials.
Trailing cash generation plus latest annual dividends and share repurchases where reported.
Historical financial statistics are descriptive accounting measures, not rankings or investment recommendations.
Ownership
No reviewed company-level insider ownership record is available for this listing.